Do you have a to-do list right now? Maybe one sitting on your desk, in a planner, or maybe just a mental check list.
Is "balance my retirement portfolio" on the list? Is figure out how much I should be saving written down? Opening a Roth IRA or increasing my 401K contribution, yet to do?
Is figuring out how much long term care insurance you might need or life insurance, on the list?
Have you checked off getting your estate planning documents organized?
Sometimes there just isn’t enough time to get through the list, and a lot of the time long term financial planning doesn’t fit into the schedule.