To understand a client’s investment goals you gather all of the relevant documents from risk tolerance and investment statements to life insurance policies, but an important asset that people often forget is their own human capital. Human capital is our capacity to earn income. When we are young our human capital is high, and as we age it can deplete. There is a way to stop the human capital drain – education.
Americans on average are living far longer so making plans for our future goes beyond financial investments. Investing in education provides the flexibility to change jobs, build your on your current career, or pursue new opportunities. We keep the conversation focused on you and your lifetime goals, which might include investing in a new skill that rejuvenates human capital.